
Monitor your Experian, TransUnion and Equifax credit files every day with email alerts of detected activity. Includes unlimited credit reports and Experian's PLUS Credit ScoreSM! Only $14.95 a month.
Check your credit report for potential inaccuracies or signs of identity theft. See them online for only $15!
Play it safe when it comes to your credit. By law, credit grantors are allowed to evaluate a person’s credit report to objectively decide whether to give that person credit. A credit report contains facts about you such as:
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Certain information on your credit report may hurt you if you apply for credit. The following statuses, either open or paid, are considered potentially negative: any missed payments, accounts included in bankruptcies, public record items, collections, creditor received deed, foreclosed, foreclosure proceedings started, claim filed with government, insurance claim filed, paid by creditor, paid in settlement, creditor cannot locate individual, repossession, defaulted on contract, voluntarily surrendered and charge-off.
These days, credit scores and credit reports are a very important way for lenders to measure your credit behavior. Creditors use them to obtain a clear profile of your credit history. Personal scores range from 330 to 830. When you request a credit report online, you’ll also obtain your credit score, with an analysis of the factors shaping your score.
Know what's in your Experian credit report and who's been checking your credit and why. Make sure your credit information is accurate and check your Experian, Equifax and TransUnion reports side-by-side with Experian's 3 Bureau Online Credit Report.