Monitor your Experian, TransUnion and Equifax credit files every day with email alerts of detected activity. Includes unlimited credit reports and scores. Only $14.95 a month.
Check your credit report for potential inaccuracies or signs of identity theft. See them online for only $15!
VantageScore uses a simpler, single formula to evaluate your credit risk profile.
In the last decade, more consumers have been using the Internet to track their personal credit rating reports and scores. This is partly because of an increased awareness of credit fraud and identity theft. VantageScore is a personal credit rating system built by the three leading credit reporting agencies: Experian, Equifax and TransUnion.
With a clear numeric scale, we’ve made it easier for you to figure out your overall personal credit rating. A more consistent grading scale also means an improved system for rating consumers with poor credit or with a short credit history. Scorecards are scaled consistently across each credit reporting agency to create a score range from 501 to 990 that approximates the typical A, B, C, D and F grading scale:
A: 901–990 (Super prime)
B: 801–900 (Prime plus)
C: 701–800 (Prime)
D: 601–700 (Nonprime)
F: 501–600 (High risk)
VantageScore is intended to predict how likely it is that you will pay back your loan on time. It is influenced by several factors:
Finally, there is an easier way to understand your personal credit rating. See your VantageScore online safely and securely. Order yours online for only $7.95, or call us toll-free at 1 888 322 5583.
VantageScore® is owned by VantageScore Solutions, LLC.