Credit Education
- Glossary of Credit Terms
- FAQs
- Preapproved Credit Offers
  
  What’s in a credit report, how can you check it and how often should you review it? Make sure your credit information is accurate and check your Experian, Equifax and TransUnion reports side-by-side with Experian’s 3 Bureau Online Credit Report.
  - Mailing Lists and
    Preapproved Offers
  - Opt Out
- Credit Advice
  
  Ask Experian
  
  Get credit information on the hottest topics from Experian’s team.
- Life Events and Credit
  
  Find out how life events affect your credit and how to build good credit for the major purchases in your life.
- Preventing Fraud
  
  Learn the warning signs of credit fraud, and get the credit information you need to protect yourself. Are you already a victim? Experian can help.
- Credit Scores
  
  What are credit scores, and how are they calculated? Get the answers to your credit score questions.
- Credit Reporting
  
  Improve your credit by understanding basic consumer credit information: what’s in a credit report, how to check it and how often you should review it.
Products
Disputes

HOW CAN I FIND OUT MY CREDIT SCORE?

USEFUL INFORMATION AND RESOURCES FROM EXPERIAN.

My Credit Score

What is a Credit Score?

A credit score is a number calculated using information from your credit history. The credit history information comes from credit reporting agencies. Credit scores represents your creditworthiness and indicate the likelihood that you will repay a debt as agreed. They are widely used by lenders. If you have car insurance, a loan or credit cards, the preimums you are paying and your interest rate may be determined in part by your credit scores.

What Does My Credit Scores Mean?

Credit scores are numbers lenders use to help them decide how likely it is that they will be repaid on time if they give you a loan or a credit card. Credit scores also are called risk scores because they help lenders assess the risk that you won’t be able to repay the debt as agreed. Your scores are generated by statistical models using elements from your credit report. However, a credit scores are not stored as part of your credit history. Rather, scores are generated at the time a lender requests your credit report and are delivered with the report.

How Do I Improve My Credit Score?

At www.experian.com, we provide helpful information on how to raise your credit score:

Suggestions to improve your credit score
Using secured credit cards to improve your credit history
Hiring a credit repair service
Learning how to protect or restore your good credit in events such as marriage, divorce or a spouse’s death

Find out your Experian credit score.

Get your 3 Bureau Online Credit Report^SM with personalized analysis instantly. Know where you stand no matter which credit reporting agency your lender checks.

Credit Reporting

Improve your credit by understanding basic consumer credit information: what’s in a credit report, how to check it and how often you should review it.
Credit Scores

What are credit scores, and how are they calculated? Get the answers to your credit score questions.
Preventing Fraud

Learn the warning signs of credit fraud, and get the credit information you need to protect yourself. Are you already a victim? Experian can help.
Life Events and Credit

Find out how life events affect your credit and how to build good credit for the major purchases in your life.
Credit Advice

Ask Experian

Get credit information on the hottest topics from Experian’s team.
Preapproved Credit Offers

What’s in a credit report, how can you check it and how often should you review it? Make sure your credit information is accurate and check your Experian, Equifax and TransUnion reports side-by-side with Experian’s 3 Bureau Online Credit Report.
- Mailing Lists and
  Preapproved Offers
- Opt Out
FAQs
Glossary of Credit Terms

Credit 101

Personal Services

Ask Experian