Credit Education
- Glossary of Credit Terms
- FAQs
- Preapproved Credit Offers
  
  What’s in a credit report, how can you check it and how often should you review it? Make sure your credit information is accurate and check your Experian, Equifax and TransUnion reports side-by-side with Experian’s 3 Bureau Online Credit Report.
  - Mailing Lists and
    Preapproved Offers
  - Opt Out
- Credit Advice
  
  Ask Experian
  
  Get credit information on the hottest topics from Experian’s team.
- Life Events and Credit
  
  Find out how life events affect your credit and how to build good credit for the major purchases in your life.
- Preventing Fraud
  
  Learn the warning signs of credit fraud, and get the credit information you need to protect yourself. Are you already a victim? Experian can help.
- Credit Scores
  
  What are credit scores, and how are they calculated? Get the answers to your credit score questions.
- Credit Reporting
  
  Improve your credit by understanding basic consumer credit information: what’s in a credit report, how to check it and how often you should review it.
Products
Disputes

PREAPPROVED CREDIT

WHAT YOU SHOULD KNOW.

Preapproved Credit Offers

Find out how your name gets on a mailing list, why you receive certain preapproved credit offers and how you can opt out.

Mailing Lists and Preapproved Credit

Today, most companies develop a description of their ideal customers and then tailor unique sales offers to fit those customers’ needs. This approach is called target marketing. The right mailing list helps a business reach only those consumers who are likely to be most interested in its products and services.

The Three Ways Your Name Gets on a Mailing List

Opting Out of Preapproved Credit Offers

As a consumer, you may choose to exclude your name from consumer reporting agency lists for unsolicited credit and insurance offers. This option is called opting out.

Credit Reporting

Improve your credit by understanding basic consumer credit information: what’s in a credit report, how to check it and how often you should review it.
Credit Scores

What are credit scores, and how are they calculated? Get the answers to your credit score questions.
Preventing Fraud

Learn the warning signs of credit fraud, and get the credit information you need to protect yourself. Are you already a victim? Experian can help.
Life Events and Credit

Find out how life events affect your credit and how to build good credit for the major purchases in your life.
Credit Advice

Ask Experian

Get credit information on the hottest topics from Experian’s team.
Preapproved Credit Offers

What’s in a credit report, how can you check it and how often should you review it? Make sure your credit information is accurate and check your Experian, Equifax and TransUnion reports side-by-side with Experian’s 3 Bureau Online Credit Report.
- Mailing Lists and
  Preapproved Offers
- Opt Out
FAQs
Glossary of Credit Terms

Credit 101

Personal Services

Ask Experian

PREAPPROVED CREDIT

WHAT YOU SHOULD KNOW.