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Commercial Lease Decision Score
Powerful commercial leasing score.

Commercial Lease Decision ScoreSM helps commercial lessors improve the credit quality of their portfolios by making qualified decisions during the lease origination process and for account management reviews.

Effective lease underwriting decisions

Commercial Lease Decision Score enables lessors to predict 90+ day payment delinquency and charge-offs within 24 months of underwriting. Delivers a statistically derived predictive score based on over 100,000 actual small ticket leases.

Faster turnaround time for leasing industry

By using the Commercial Lease Decision Score a decision can be made quicker with more accuracy. You can access Commercial Lease Decision Score online, batch or CPU.

Powerful lease decision support tool

Commercial Lease Decision Score was developed by Experian and PredictiveMetrics. It enables you to process a higher volume of leasing transactions with confidence - leading to increased sales, improved customer service and higher overall predictivity.

Features

Uses predictive data

Draws on the power of Experian data

Experian uses data from its commercial credit database for Commercial Lease Decision Score.

Types of Experian data used

Data includes trade relationships, payment history, public record, collections and business demographics.

Validation tests

Commercial Lease Decision Score has been validated on over 1 million real world leases.

Easy to read

Delivers a ScoreClass report

Shows the decision alternatives you can set based on a given set of ScoreClasses or score ranges.

Contains the Commercial Lease Decision Score

A statistically-based lease risk score derived from the business information. Range is from 0-100.

Predictive data elements

There are 16 additional data elements that summarize the pertinent business data relating to the company.

States the percentile

Shows the percentage of businesses that would have scores below the business being scored.

Delivers positive and negative score factors

Indicates which variables contribute most significantly

Both positive and negative score factors can be given depending on the business.

Helps communicate decision to customer

By using the score factors you can better explain the reasons for approving or declining the lease.

For more information on this product, please contact us at 1 800 520 1221.


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For more information, please contact us at 1 800 520 1221.
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