*Our white papers are in PDF format, to view them use Adobe Acrobat Reader.

Automotive solutions

	AutoCheck Score does a number on traditional vehicle history reports
	Still a bumpy road for auto financing
	Best Practices Auto 2009
	Certified pre-owned: The ripple effect in the automotive industry
	Driving customer loyalty: moving from wishes to actions

Credit solutions

B2B
	Small Business Risk Indicators White Papers
	Capitalizing on the Small Business Market
	Commercial fraud: the tip of the iceberg
	Identifying small business fraud – Not seeing the whole picture can hurt your bottom line
	Predicting future payment behavior with event-based monitoring
	Small business owners and credit evaluation
	Solving the mystery of credit scoring models
	The risk of not managing risk
	The small-business owner- an in-depth B2B marketing study of owners of multiple small businesses

Fraud prevention
	An integrated approach to the world of identity risk management
	Best practices for preventing fraud losses and protecting customers from identity theft
	Bust-out fraud – Knowing what to look for can safeguard the bottom line
	Data sharing across industries: a valuable new strategy for stopping fraud in its tracks
	Focus on the facts – Why knowledge-base authentication is an essential tool
	Never pay fraud – Detecting never payment through a combined credit and fraud risk approach
	New strategies for preventing online credit card fraud

Decisioning and scoring
	A new breed of strategic risk models
	Complexities of developing quality credit attributes
	Consumer vs. Commercial Scores
	Delivering profitability through Basel II compliance
	Predicting risk: the relationship between business and consumer scores
	Scoring and collections
	Strategy management systems for collections
	VantageScore – Characteristic level processing
	VantageScore – Credit Scoring Stability in a Changing Risk Environment
	VantageScore – Segmentation for credit-based delinquency models
	VantageScore – Tri-credit reporting company modeling data design

Recent studies
	Collection AdvantageSM leads to enhanced performance and profitability
	Consumer payment behavior to telecommunications, energy and cable grantors
	Hurricane Katrina: Impact on outstanding payables to suppliers

Marketing solutions

B2B
	Direct Marketing Success in Today's Economy – Leverage automated predictive analytics to drive marketing ROI
	The value of using business-to-business list compiler databases
	How data enhancement can improve your B2B Customer Relationship Management program
	How to build your company's B2B database

Customer acquisition and insight
	Advanced contact strategies for multichannel merchants
	Building a bridge for fundraisers
	Building profitable strategies using marketing information and analytics – a new paradigm
	Harnessing the power of consumer data
	Micromarketing to Microbusiness Owners — Experian hits the target

Data management
	Customer-centricity and Customer Data Integration
	Housefile Refresh: Managing an Efficient Database
	Measuring the strategic value of Customer Data Integration
	Thirty days to Customer Data Integration