Replacing lost PIN to thaw frozen credit file

Ask Experian

E-mail Address
City
State
Question

Do you have a question about consumer credit? You may find an immediate answer by using the search engine. If you can't find what you're looking for, please fill out the form, being as specific as possible.

Please note: The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team will include it in a future column.

Our policies
The information contained in this column if for educational purposes only and is not legal advice. You should consult your own attorney or seek specific advice from a legal professional regarding your particular situation.

Please understand that Experian policies change over time. Column responses reflect Experian policy at the time of writing. While maintained for your information, archived responses may not reflect current Experian policy.

Credit Advice

Topics addressed on September 30, 2009:

Replacing lost PIN to thaw frozen credit file

Dear Experian,

I placed security freeze on my account and have misplaced the pin needed to temporary remove freeze. How do I get a replacement PIN?

- EGM

Dear EGM,

The PIN number you received when you freeze your credit file is necessary for removing the freeze. It is a crucial element in determining that you and not an identity thief is attempting to access your credit file, which is the purpose of the freeze.

If the PIN is lost, you must request that a new PIN be issued. You can find details on how to do so by visiting theĀ Security Freeze section of Experian‘s Internet site. Click on “Request a personal identification number reminder” to initiate the process of recovering or obtaining a new PIN.

It may be necessary to provide documentation in order to verify your identity before a new PIN can be issued. If so, you will receive instructions regarding the kinds of documentation required and where to send them.

Experian‘s freeze services and PIN administration may not be the same as those offered by other credit reporting companies, so be sure to check directly with them about their policies.

Thanks for asking.

- The ”Ask Experian“ team
  • ©2014 Experian Information Solutions, Inc. All rights reserved.